Cell Phones
When you are considering what kind of cell phone to use, first you want to find out if your phone will work in the United States at all. Consider the following:
- Many modern models of phones do work internationally. However, it does depend on the type of technology your phone uses. If you live in Europe, Africa or parts of Asia, it’s likely that your phone uses GSM (Global System for Mobile Communications).
This is not the most common system used in the U.S. (although certain providers such as ATandT and T-Mobile do use it).
- Willmyphonework.net could be a useful tool to use if you are confused as to whether or not your phone will work in the U.S.
- Once your phone works in the U.S., the next step is to get an American SIM card and sign up to a cell phone plan.
- Also, if you use your current phone, it’s important to ensure that it’s ‘unlocked’ when joining a U.S. plan.
- It’s always a good idea to shop around and choose the most suitable phone plan option for you.
- Visit Whistleout.com to get a better idea about the plans provided by the several mobile connection providers.
Banking
How to open up a Bank Account in the US - International Students
There are two types of bank accounts in the U.S.:
Checking Account: Great for day-to-day expenses. A checking account lets you make numerous withdrawals and unlimited deposits. You can use your checking account for living expenses, daily transitions and paying bills. Many banks offer
online and mobile banking.
Savings Account: Perfect if you want to save money. A savings account requires a minimum deposit and provides a modest interest rate of return. Savings account are generally for money you don't intend to use for daily expenses.
Every bank in the US offers different services to students. Make sure you read the small print so you're fully aware of what service fees they charge. Consider the following:
- What' s the minimum balance required on the account?
- Are there extra fees if the balance goes below the minimum?
- What are the monthly service fees?
- Are there transaction limits?
- Does the bank offer online and mobile banking?
- Location fee for using ATM's?
- Wire Transfer Fee?
Document's you'll need:
- A current passport
- Proof of address (e.g., utility bill, apartment contract)
- College address(e.g., enrolment verification letter)
- Number and country of issuance of any other government-issued document showing nationality or residence and bearing a photograph or similar safeguard.
Remember, some banks may ask for additional documentation to establish your identity, such as:
Note: One cannot open a bank account in Credit Union without Social Security Number
Large banks such as Chase, Wells Fargo and Bank of America are likely best for international students.
