Graduate Student Loan Information

CU Denver participates in the Federal William D. Ford Direct Loan program, and the U.S. Department of Education is the lender. Eligible graduate students are offered a Federal Direct Unsu​bsidized Loan, and may also be offered a credit-based Graduate PLUS Loan. Read the Direct Loan Basics for Students page to learn more about the Federal Direct Loan program.

Interest Rates for Direct Unsubsidized Loans*

Loan Type

Interest Rate

First disbursed on or after July 1, 2022 through June 30, 2023

Interest Rate

First disbursed on or after July 1, 2021 through June 30, 2022
Graduate Unsubsidized Loans 6.54% 5.28%

* The rate for each loan is a fixed interest rate for the life of the loan.



Loan Origination Fees

An origination fee is a percentage of your loan amount charged by the lender for the processing of your loan. Federal student loans have an origination fee; therefore, the amount you may receive as a disbursement may be slightly lower than the amount you accept.

Loan Type

Origination Fee

First disbursed on or after October 1, 2020 and before October 1, 2021

Origination Fee

First disbursed on or after October 1, 2021 and before October 1, 2022
Unsubsidized Loans 1.057% 1.057%

Graduate Student Direct Loan Annual and Lifetime Aggregate Limits

Annual Unsubsidized Limit: $20,500

Lifetime Limit: $138,500, of which, no more than $57,500 may be from undergraduate Direct Loan limits.

Federal Graduate PLUS Loan

The Federal Graduate PLUS loan is a federal loan that graduate or professional degree students can use to help pay education expenses. The US Department of Education makes Direct PLUS Loans to eligible borrowers through CU Denver's participation in the Federal Direct Loan Program. Find more information about the Federal Graduate PLUS loan.

Interest Rates for Direct Graduate PLUS Loans*

Loan Type

Interest Rate

First disbursed on or after July 1, 2022 through June 30, 2023

Interest Rate

First disbursed on or after July 1, 2021 through June 30, 2022
Graduate PLUS Loan 7.54% 6.28%

* The rate for each loan is a fixed interest rate for the life of the loan.



Loan Origination Fees

An origination fee is a percentage of your loan amount charged by the lender for the processing of your loan. Federal student loans have an origination fee; therefore, the amount you may receive as a disbursement may be slightly lower than the amount you accept.

Loan Type

Origination Fee

First disbursed on or after October 1, 2020 and before October 1, 2021

Origination Fee

First disbursed on or after October 1, 2021 and before October 1, 2022
Graduate PLUS Loan 4.228% 4.228%

 

Complete the Loan Process

If you accept a Federal Direct Unsubsidized Loans or apply and are approved for a credit-based Graduate PLUS Loan, you will have steps to complete for each loan borrowed. All loan requirements must be completed for the university to apply a loan to your CU Denver tuition.

Frequently Asked Questions (FAQ)