Loan Information for Parents

What is the the Federal Parent PLUS loan?

The Federal Parent PLUS loan is a federal loan that parents of dependent undergraduate students can use to help pay education expenses. The U.S. Department of Education makes PLUS Loans to eligible borrowers through the CU Denver's participation in the Federal Direct Loan Program. Find more information about the Federal Parent PLUS Loan.

Interest Rate for Parent PLUS Loans*

Loan Type

Interest Rate

First disbursed on or after July 1, 2022 through June 30, 2023

Interest Rate

First disbursed on or after July 1, 2021 through June 20, 2022
Parent PLUS Loan 7.54% 6.28%

* The rate for each loan is a fixed interest rate for the life of the loan.



Loan Origination Fees


An origination fee is a percentage of your loan amount charged by the lender for the processing of your loan. Federal student loans have an origination fee; therefore, the amount you may receive as a disbursement may be slightly lower than the amount you accept.

Loan Type

Origination Fee

First disbursed on or after October 1, 2020 and before October 1, 2021

Origination Fee

First disbursed on or after October 1, 2021 and before October 1, 2022
Parent PLUS Loan 4.228% 4.228%

Complete the Loan Process

Parents who choose to borrow a Federal Direct Parent PLUS Loan to assist with educational expenses will have steps to complete for each loan borrowed.  All loan requirements must be completed for the university to apply Parent PLUS Loan funds to your student’s CU Denver tuition.

Frequently Asked Questions (FAQ)