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College Opportunity Fund

College Opportunity Fund

The College Opportunity Fund (COF), created by the Colorado Legislature, provides a stipend to eligible undergraduate students paying in-state tuition. The stipend pays a portion of your total in-state tuition for eligible undergraduate students who attend a public Colorado institution or a participating private institution. Eligible undergraduate students must be admitted and enrolled at a participating institution to use the stipend for eligible undergraduate classes.

The stipend is paid to the institution on a per-credit-hour basis, and the credit-hour amount is set annually by the General Assembly. Please check the official state College Opportunity Fund website for the current amount. ​​​​​​​​​​

 About COF at CU Denver


 Who is eligible for COF

Students must meet all of the below-listed criteria to qualify:

  • Undergraduate student pursing an undergraduate degree or undergraduate program
  • Classified as a Colorado resident*
  • Admitted and enrolled at a Colorado public institution (CU Denver) or a participating private institution

For more information about COF, visit the College Opportunity Fund Website.

* If you are not currently classified as a Colorado resident, please refer to our website regarding the petition process.​​


 How to Apply for COF

  • You only need to apply for COF once.
  • Go to the COF Application website
  • When applying for COF, enter the following information. Information entered must match your CU Denver record. If the information you enter isn’t an exact match, your COF account will NOT link to your CU Denver account*.
    • Name
    • Date of Birth
    • Social Security Number**
  • Once your application has been processed (48-72 hours after submission), you’ll be able to authorize your COF in your UCDAccess Portal.

* Please refer to the COF Troubleshooting section below for more information

** If you included your Social Security Number on your Admissions Application, you must include it on your COF application


 Authorizing COF in UCDAccess Portal

  • Log in to your UCDAccess Portal
  • Click on the Student Center tab, and then All Student Functions.
  • Next, click on Academics where a menu will open. From there, click on COF Authorization/Review.
  • To access the term you would like to authorize, scroll down until you see the term you want to authorize, and click Update Authorization.
  • It is recommended you select Lifetime Authorization (funds are automatically applied each semester, and only need to be selected once).
    • If selecting “Term Authorization”, you are required to authorize COF EVERY TERM in order for funds to be applied
    • If selecting “Refused Authorization”, COF will not be applied. Students CANNOT appeal to have the stipend applied after the term has ended.
  • Finally, click on Submit in the bottom right corner.
  • You can check your COF Balance to see how many COF hours have been used through this area of your UCDAccess portal or through the account you created on the COF website.


 Other Important Information


 Checking Your COF Balance

  • Log in to your UCDAccess Portal
  • Click on the Student Center tab, and then All Student Functions.
  • Next, click on Academics where a menu will open. From there, click on COF Authorization/Review.
  • If you have previously authorized your COF, you will be able to view the “Total Hours Used” towards your COF balance.
  • You can check your COF Balance to see how many COF hours you have used through this process or through the account you created on the COF website.

 Course Eligibility and Late-Added Classes

  • CU Denver students who are pursuing an Undergraduate Degree or Undergraduate Program are eligible to receive COF.
  • The following CU Denver programs’ courses are not eligible for COF, regardless of when you register for them:
    • Non-Degree Graduate and Graduate Degree Seeking programs
    • CU Succeed Program
    • Continuing Education Programs
  • Courses added after the census date will not be eligible to receive the COF stipend, even if it is a COF eligible course. To determine the census date, please refer to the academic calendar.

 Applying for a Lifetime Limit Extension

  • Institutional Extension (the COF Waiver form)
    • The COF tuition stipend is limited to 145 credit hours for a baccalaureate degree and 30 credit hours of post-baccalaureate work. A student who exceeds the 145 lifetime limit is eligible for one waiver from the institution.
    • You may apply for an extension to the COF lifetime limit for current or future semesters by submitting a COF Waiver Form. All requests will be reviewed by the Office of the Registrar.
  • Colorado Commission on Higher Education (CCHE) Extension
    • If you have already applied for and either been granted or denied an extension by your institution, you may apply for a CCHE Waiver Request for Extension of College Opportunity Fund Lifetime Credit Hour Limit for current or future terms.


 COF Troubleshooting


 If you applied for COF and are unable to authorize the COF stipend in your student portal, please verify the following information

  • You are either a degree seeking undergraduate students or a non-degree seeking undergraduate student.
  • You have been classified as a Resident student at the University of Colorado Denver. Your residency is set by the Admissions Office when you submit your application. If you have not received in-state residency status, please review the Residency Website for more information on the petition process.
  • You are enrolled in courses that are COF Eligible. See the Course Eligibility and Late-Added Classes section of this website for more information.
  • You have waited at least 72 hours after you created/applied for COF through the COF website, prior to trying to authorize COF in the student portal.

 If you authorized your COF through your student portal, but see that your eligibility is showing as revoked, please verify the following

  • The following information must be an exact match between your student portal and COF account.
    • Name
    • Date of Birth
    • Social Security Number or COF assigned ID number (this will not display in your portal)
    • If the items above do not match/are mismatched, please fill out the Name and Record Update Request Form with the required supporting documentation. Once the form and supporting documents are received, please allow up to 10 business days for processing, and for your student portal and your COF account to be connected together.
  • You must have remaining COF Hours available and have not exceeded the 145 Maximum Lifetime Credit Hour Limit.

 If you are still unable to authorize your COF

If you are still unable to authorize your COF after going through these troubleshooting steps, please contact the Office of the Registrar. We are located on the 5th floor of the Student Commons Building, or you can call our office at 303.315.2600, or email for further assistance.​3

 Important Note

The COF Authorization option should be available in the UCD Access portal until the last day of each semester. Requests for stipends after the end of a semester must be submitted to the Colorado Department of Higher Education directly via the appeal process.​4