The University of Colorado Denver has a mandatory health insurance policy for all enrolled international students in the non-immigrant visa categories of F-1 and J-1. While many other countries bear the expenses of health care for their residents, individuals in the United States are responsible for these expenses themselves. Health care in the US can be very costly and a single visit to the emergency room can cost thousands of dollars. Therefore it is important to have a good insurance policy that gives students access to medical facilities and provides protections against the high cost of healthcare.
All international students on F1 and J1 visa status who are enrolled in classes will automatically be enrolled on the CU Denver International Student Injury and Sickness plan. The insurance premium will be added each semester. Dependents can be added on the plan within 30 days of arrival or birth in the US. Students on OPT also have the option to enroll on this plan if they were enrolled in the semester immediately preceding OPT. Please contact the Health Insurance Office at 303-556-6273.
2014/15 CU Denver International Student Insurance Plan United Healthcare Policy # 2014-202710-4
CU DENVER REVISED INTERNATIONAL STUDENT HEALTH INSURANCE WAIVER REQUIREMENTS (effective date August 1st, enforced starting Spring 2015 semester
Student Insurance Rates:
|Summer (06/01/2015-07/31/2015; for new students only)
CU Denver Waiver Policy: Please note that the waiver requirements have changed
Students who have their own health insurance coverage that meets the University’s requirements may be able to waive the CU Denver Health Insurance plan. Waivers have to be submitted each semester or during a student’s first semester and then every Fall semester thereafter. Throughout the semester student’s private insurance information will be re-audited and if an insurance plan is terminated the student will be charged with the CU Denver health insurance plan premium.
Insurance waivers for Spring 2015 must be submitted no later than February 8th, 2015. Any waivers that are submitted after the before mentioned deadline will not be considered.
Students who want to waive the University Insurance must have active insurance starting on or before the first day of the semester. Students will be able to start submitting their health insurance waiver on January 5th, 2015.
*(Waiver Submission will start on January 5th)
) International Student Waiver Policy Fall 2014
Annual deductible cannot exceed $500.00
Medical benefits of at least $1,000,000.00 per plan year with no internal (per service) dollar limits or per visit limits for specific benefits
Co-insurance cannot be less than 75% for PPO networks
Repatriation or remains in the amount of $25,000
Medical evacuation benefits of at least $50,000
No pre-existing condition limitations
Coverage for maternity regardless of when a student becomes pregnant
Coverage of suicide and self-inflicted injury
Insurance policy must be US based
The policy must be active at all times when the student is in the US - this means your insurance must be active on or before the first day of the semester
PLEASE NOTE THAT SOME OF THE INSURANCE PLANS THAT WERE BEING ACCEPTED PREVIOUSLY MAY NO LONGER MEET ALL THE REQUIREMENTS. MAKE SURE TO CHECK THAT ANY INSURANCE PLAN YOU ARE PURCHASING INCLUDES ALL THE ABOVE MENTIONED BENEFITS
For questions please contact the student health insurance coordinator via email or phone to make an appointment.