The University of Colorado Denver has a mandatory health insurance policy for all enrolled international students in the non-immigrant visa categories of F-1 and J-1. While many other countries bear the expenses of health care for their residents, individuals in the United States are responsible for these expenses themselves. Health care in the US can be very costly and a single visit to the emergency room can cost thousands of dollars. Therefore it is important to have a good insurance policy that gives students access to medical facilities and provides protections against the high cost of healthcare.
How does insurance work at CU
- All international students with F1 and J1 visa
are automatically enrolled in the CU Denver International Student Health
Insurance plan as soon as they enroll in classes
- You will receive your health insurance
information via email from United Healthcare
- With the Student Health Insurance you can
visit the Student Health Center at Auraria without having to pay any copays or
deductibles for office visits. You will have to pay a copay for medication.
- The Student Health Center is located in the
Plaza building #150
- Students can add dependents but must fill out
an enrollment form each semester. Please note that dependents are eligible to
enroll only within 30 days of birth or arrival in the US
- Students on OPT may also be eligible to enroll
on the CU Denver Student Insurance plan given that they were enrolled on the
insurance plan in their last semester immediately preceeding their start of OPT
Find a Provider
Search for in-network providers here.
UnitedHealth Allies: A discount program for products and services such as eye exams, eye glasses, dental treatment, and more.
Healthiest You: A national telehealth service which gives you access to physicians via phone or video.
Student Insurance Rates 2017/18:
|Summer (06/01/2018-07/31/2018; for new students only)
CU Denver Waiver Policy
How does it work?
- Students have the option to
purchase their own insurance plan and waive the CU Denver plan
- Waivers have to be
submitted electronically each fall and spring semester; this means you are providing
proof of your own health insurance
- Health insurance policies
have to meet the minimum requirements that are set by the University of
Colorado Denver (Requirements are listed below)
- It is mandatory that your
health insurance policy starts no later than the first day of the semester and
covers you for the entire time that you will be in the US; that includes
- Beginning August 1, 2017 you can submit a waiver for the Fall 2017 semester the deadline to submit a waiver for Fall 2017 is September 15, 2017
Where do I submit my waiver? Click link below
International Student Health Insurance Waiver
What are the requirements
to get my insurance waiver approved?
Your insurance must meet ALL the requirements listed below:
- Annual deductible cannot
benefits of at least $1,000,000.00 per plan year with no internal (per service)
dollar limits or per visit limits for specific benefits; this includes preventive care benefits and mental health benefits;
cannot be less than 75% for PPO networks
or remains in the amount of $25,000
evacuation benefits of at least $50,000
pre-existing condition limitations
for maternity regardless of when a student becomes pregnant
of suicide and self-inflicted injury
policy must be US based (underwritten in the US)
policy must be active at all times when the student is in the US - this means
your insurance must be active on or before the first day of the semester
THAT SOME OF THE INSURANCE PLANS THAT WERE BEING ACCEPTED PREVIOUSLY MAY NO
LONGER MEET ALL THE REQUIREMENTS. MAKE SURE TO CHECK THAT ANY INSURANCE PLAN
YOU ARE PURCHASING INCLUDES ALL THE ABOVE MENTIONED BENEFITS ESPECIALLY
PREVENTIVE AND MENTAL HEALTH BENEFITS
questions please schedule an appointment with the health insurance
office at: email@example.com.
for Walk-In Appointments will be posted soon
Office of International Affairs
1380 Lawrence St
Suite 932, Campus Box A005/185
The master policy on file at the university
contains all the provisions, limitations, exclusions, and qualifications of the
plans, which may not be included on the web pages. The master policy is the
contract and will govern and control the payment of benefits.
The information on this
website is intended to provide guidance to the benefits of the insurance and
how to utilize its services. It in no way constitutes a guarantee of payment
for claims submitted to the insurance company.