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University of Colorado Denver

Office of Student Life

 

International Students

Health Insurance at the Downtown Campus


The University of Colorado Denver has a mandatory health insurance policy for all enrolled inter​national students in the non-immigrant visa categories of F-1 and J-1. While many other countries bear the expenses of health care for their residents, individuals in the United States are responsible for these expenses themselves. Health care in the US can be very costly and a single visit to the emergency room can cost thousands of dollars. Therefore it is important to have a good insurance policy that gives students access to medical facilities and provides protections against the high cost of healthcare.

How does insurance work at CU Denver?

  • All international students with F1 and J1 visa are automatically enrolled in the CU Denver International Student Health Insurance plan as soon as they enroll in classes
  • You will receive your health insurance information via email from United Healthcare
  •  With the Student Health Insurance you can visit the Student Health Center at Auraria without having to pay any copays or deductibles for office visits. You will have to pay a copay for medication.
  • The Student Health Center is located in the Plaza building #150
  • Students can add dependents but must fill out an enrollment form each semester. Please note that dependents are eligible to enroll only within 30 days of birth or arrival in the US
  • Students on OPT may also be eligible to enroll on the CU Denver Student Insurance plan given that they were enrolled on the insurance plan in their last semester immediately preceeding their start of OPT

Student Insurance Rates 2015/16:
 
​Fall (08/01/2015-12/31/2015) ​$981
​Spring/Summer (01/01/2016-07/31/2016) ​$1,369
​Summer (06/01/2016-07/31/2016; for new students only) ​$442
 
​For benefits and dependent coverage please visit the brochure​.

 


CU Denver Waiver Policy

How does it work?

  • Students have the option to purchase their own insurance plan and waive the CU Denver plan
  • Waivers have to be submitted electronically each semester; this means you are providing proof of your own health insurance
  • Health insurance policies have to meet the minimum requirements that are set by the University of Colorado Denver (Requirements are listed below)
  • It is mandatory that your health insurance policy starts no later than the first day of the semester and covers you for the entire time that you will be in the US; that includes holidays;

Where to I submit my waiver? Click link below

International Student Health Insurance Waiver

What are the requirements to get my insurance waiver approved?

Your insurance must meet ALL the requirements listed below:

  • Annual deductible cannot exceed $500.00
  • Medical benefits of at least $1,000,000.00 per plan year with no internal (per service) dollar limits or per visit limits for specific benefits; this includes preventive care benefits and mental health benefits;
  • Co-insurance cannot be less than 75% for PPO networks
  • Repatriation or remains in the amount of $25,000
  • Medical evacuation benefits of at least $50,000
  •  No pre-existing condition limitations
  • Coverage for maternity regardless of when a student becomes pregnant
  • Coverage of suicide and self-inflicted injury
  • Insurance policy must be US based
  • The policy must be active at all times when the student is in the US - this means your insurance must be active on or before the first day of the semester

 

PLEASE NOTE THAT SOME OF THE INSURANCE PLANS THAT WERE BEING ACCEPTED PREVIOUSLY MAY NO LONGER MEET ALL THE REQUIREMENTS. MAKE SURE TO CHECK THAT ANY INSURANCE PLAN YOU ARE PURCHASING INCLUDES ALL THE ABOVE MENTIONED BENEFITS ESPECIALLY PREVENTIVE AND MENTAL HEALTH BENEFITS

 

For questions please schedule an appointment with the student health insurance coordinator via email: susanne.lederer-graham@ucdenver.edu

Office Hours for Walk-In Appointments will be posted soon

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