2020-2021 Academic Year
Upcoming Waiver Period - Fall 2020 Semester
Fall 2020: July 27th - September 4th
Waiving Health Insurance
All students enrolled in one or more hours in a degree-seeking or financial aid eligible certificate program are required to have health insurance. Therfore, all students taking one or more credit hours are automatically enrolled in and billed for the Student Health Insurance Plan. If you have a comparable insurance, you may qualify to waive the Student Health Insurance Plan.
You must have comparable coverage from another carrier in order to waive the Student Health Insurance Plan. That coverage must meet several requirements in order to be considered comparable. If your plan does not meet these requirements, your waiver request will be denied and you will be enrolled in the Student Health Insurance Plan.
Waiver requests must be submitted no later than midnight on the posted deadline date. Failure to meet the deadline will result in enrollment in the Student Health Insurance Plan and your account will be billed accordingly.
If your waiver request is approved, the insurance charge will be removed from your account within 7 business days.
To determine if your health insurance plan qualifies to waive student health insurance, your current plan must meet both of the following requirements:
1. Does your plan have in-network non-emergent care providers in the Denver metropolitan area (OR, in your local area for online-only students)?
2. Does your plan meet minimum essential coverage as defined under the Affordable Care Act (ACA)?
Out of Pocket Maximum is less than or equal to $8,200/single or $16,400/family
Plan covers mental health as any other illness
Preventive care covered at 100% with no cost to the insured
Plan covers pre-existing conditions
- Plan covers prescriptions
Plan provides a 1095 B or C from indicating that you met the mandate for continuous coverage
The claims administrator must be based in the U.S.
(Short Term Medical, CICP, Medical Sharing Plans, Student Select Plans, and plans issued outside of the U.S. DO NOT qualify)
Students on a J-1 Visa please contact the Office of Student Insurance for guidelines or to review the waiver policy.
Visit the UHCSR portal between July 27th and September 4th to submit your Fall 2020 waiver.
If you are unsure if your plan qualifies to waive the Student Health Insurance Plan, please contact the Office of Student Insurance at firstname.lastname@example.org.