As a student you are expected to ‘live within your means’ and it can be difficult to keep yourself on a strict budget. Finding ways to ensure your current financial resources cover all of your needs and not relying on credit cards is an ongoing challenge for most students. Therefore, it is important to maximize your financial knowledge.
Are you graduating?
Want more information about student loan repayment? We have several resources to assist you. Use the links below for additional information to help you better understand your repayment options.
The National Consumer Law Center’s Student Loan Borrower Assistance is a resource for borrowers, their families, and advocates representing student loan borrowers who already have student loans.
Are you confused about the options and rights as a student loan borrower? You can find answers about repayment, collections, where to seek help and basic information to help you better understand the loans you have already borrowed. The ‘Understanding Student Loans’ section offers information on federal, alternative and consolidation loans. A glossary of loan terminology is available for reference.
A “Guide To Managing & Surviving Student Loans & Debt”
GradSense empowers students to make more informed decisions about their educational and career pathways, as well as, student loan debt management.
Helpful tips to manage your student loans
FinAid's Loan Calculator is a simple tool useful for determining and adjusting your monthly loan payment.
Repaying Student Loans Quick Reference Guide (pdf) - includes the student loan interest deduction, consolidation loans, repayment plans, income-based repayment, public service loan forgiveness, dealing with financial difficulty, default, deferments and forbearances, loan rehabilitation, budgeting tips and loan cancellation, as many practical tips.
Student Loan Definitions
End the confusion and get the inside scoop on what students need to know.
View Federal Student Loan History
The National Student Loan Data System (NSLDS) lists the federal student loans (Stafford, Perkins, Parent PLUS, Graduate PLUS) you have borrowed as a student. You can view the type of loan, amount borrowed, accumulated interest, lender, and servicer information. If you also borrowed alternative (private) student loans, contact your lender for information about your loan.