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Summer Financial Aid

Know what you could receive for Summer semester.


In order to be awarded aid for summer, you must be enrolled for the Maymester​ and/or a summer term. Most types of financial aid require students to be enrolled at least half-time. You can be enrolled half-time in either Maymester or summer courses, or a combination of both. To be eligible for all types of summer aid, you must have a completed the Free Application for Federal Student Aid (FAFSA) and have satisfied all other aid requirements. All students receiving aid are expected to be familiar with all financial aid policies.


​​Undergraduate Students

Grant Aid

Beginning with the 2017-2018 school year, an eligible undergraduate student may receive a Pell Grant year-round - that is for Fall, Spring, and Summer. Year-round Pell Grant may provide eligible students an excellent opportunity to accelerate program completion, and possibly limit student loan debt by graduating earlier.

Pell Grant eligible students can receive up to 100% of the scheduled award for which they are eligible in the Fall and Spring, and then if enrolled at least half-time (6 credit hours) in the summer, can receive up to 150% of the scheduled award. This means that even if you received a Pell Grant for full-time enrollment in both Fall and Spring you may still be eligible in the summer.

If a student is enrolled less than half-time in the summer and did not use 100% of the scheduled award in the Fall and Spring, the student may be eligible for a less than half-time Pell award.

Example: Student is eligible for a scheduled Pell award of $5370.

Example
Fall Spring ​Summer
Yearly
% Total

Stud​ent 1
​Student attends full-time (12+​ credits) and receives $2685 (50%)
Student attends full-time and receives $2685 (50%)
​Student attends full-time and receives $2685 (50%)​

​150

Student 2
​Student attends full-time​ (12+ credits) and receives $2685 (50%) ​​Student attends full-time and receives $2685 (50%) ​Student attends 6 hours and receives $1343 (25%)

​125

​​Student 3
​Student attends full-time (12+ credits) and receives $2685 (50%) ​Student attends full-time and receives $2685 (50%) ​Student attends 3 hours and receives $0 (0% because student is not enrolled half-time)
100
Student 4
​Student attends half-time (6-8 credits) and receives $1343 (25%) ​Student attends full-time and receives $2685 (50%) ​Student attends 3 hours and receives $1343 (25%)​

​100

Note: The maximum Pell Grant lifetime eligibility​ does not increase if a student receives year-round Pell. Each Pell recipient is still only eligible to receive the equivalent of twelve full‐time semesters (or 600%) and then is no longer eligible for Pell Grant funds.

  • If you want to know how much of your Pell Lifetime Limit you have already used, please log in to https://nslds.ed.gov.
    • Click on Financial Aid Review
    • Scroll down to the Grant information section, and then
    • Look for the percentage of Pell Lifetime Eligibility Used

Many students use all of their annual federal loan eligibility in the Fall and Spring semesters, leaving nothing remaining for summer. If possible, students are encouraged to reserve some of their annual federal loan eligibility to use in the summer. Students that have been awarded Pell Grant for the Fall and Spring are encouraged to contact the Financial Aid & Scholarships Office for assistance with financial planning for the Summer.

 

Student Loans

Undergraduates enrolled in at least 6 credits during the summer who did not borrow their allowed annual loan limits during fall and spring may have remaining Federal Direct Loan eligibility. To estimate your remaining summer loan eligibility, subtract the amount of loans you received during the academic year (fall and spring) from the maximum annual borrowing limit for your grade level​. This will generally be the amount of remaining eligibility for the aid year.

Dependent undergraduate students may also have access to a Federal Direct Parent PLUS Loan if a parent is willing to borrow the loan and passes the required credit check. More information about the Federal Parent PLUS Loan can be found on the U.S. Department of Education's PLUS Loans page.

Questions? Feel free to contact us!


Graduate Students

If you have already borrowed the full $20,500 in an unsubsidized Direct Loan during the academic year (fall and spring), you have received the annual limit. To estimate your remaining summer unsubsidized loan eligibility, subtract the amount of unsubsidized loan(s) you received during the academic year (fall and spring) from the full amount of $20,500. This will generally be the amount of remaining eligibility for the aid year.

If you have borrowed the full amount of $20,500 in unsubsidized loans, you may be eligible to borrow a Graduate PLUS or private loan to help finance the cost of summer enrollment. Graduate students who have exhausted their unsubsidized Direct Loan eligibility will be offered a Federal Graduate PLUS Loan. In order to be eligible for a Gradate PLUS Loan, you must pass a credit check or have a credit-worthy endorser.

Questions? Feel free to contact us!

When Does Summer Aid Disburse?

Financial aid can be applied to your university bill as early as the week before the summer semester begins. If you are taking only Maymester courses, this means your financial aid will be applied to your University bill toward the end of your course(s) or after your course(s) has ended. Be aware of tuition and fee due dates​ to avoid service charges.

Final summer aid awards are based on enrollment as of the summer census date. If you drop classes, your financial aid is subject to adjustment or cancellation, and may result in a balanced owed to the University. ​​

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