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Financial Aid


Federal Grad PLUS Loan

Financial Aid Office

The Federal Direct Graduate PLUS Loan is awarded by the Financial Aid Office to qualified graduate/professional students enrolled at least half-time in an eligible degree or certificate program to pay for their educational costs.

The University of Colorado Denver|Anschutz Medical Campus requires students to submit a FAFSA to determine their eligibility for the Direct Graduate PLUS Loan and other types of financial aid.

Additional information is available on the U.S. Department of Education's Federal Direct PLUS Loan page.


Eligibility Requirements

  • Must be enrolled at least half-time in an eligible graduate or professional degree program.
  • Must be a U.S. citizen or eligible non-citizen (see Student Aid Eligibility).
  • Cannot be in default on any federal student loan or owe a refund on a federal student grant
  • Must have a valid U.S. social security number
  • Male student must be registered with the Selective Service, if required. You can check requirements at
  • Continuing students must meet the CU Denver|Anschutz Medical Campus Satisfactory Academic Progress (SAP) standards
  • Must have an acceptable credit history. A credit check will be performed during the application process. Examples of adverse credit include:
    • Bankruptcy
    • Delinquent debt of 90 days or more
    • Foreclosure
    • Loan default
    • Repossession
    • Tax Lien
    • Wage Garnishment
    • Write-off of Title IV federal loan debt within preceding 5 years of PLUS Loan application

Benefits and Features

  • Click here​ for the Direct Loan interest rate and origination (processing) fee.
  • The Direct PLUS Loan can be consolidated with other federal loans
  • You have a single contact for everything from application to repayment
  • Flexible repayment options
  • There are no pre-payment penalties
  • The maximum loan amount is the student’s cost of attendance or budget minus any other financial aid received.

Loan Requirements

Credit Check:

  • Direct Loan Servicing will run a credit check and notify you of the results.
  • Adverse credit history will be considered, such as, bankruptcy, foreclosure, tax lien, and defaulting on loan payments.
  • If your credit check is not approved, you could choose from one of the four options listed below. Please contact Direct Loan Applicant Services at 800-557-7394 for the credit check results and to discuss your options.

Loan Disbursement

PLUS Loan funds will first be applied to your University account to pay tuition, fees and other institutional charges. Any remaining funds will be refunded to you by the Bursar's Office.

Loan Repayment

  • Your Direct PLUS Loan enters repayment once your loan is fully disbursed (paid out). However, if you are a graduate or professional student, your loan will be placed into deferment while you are enrolled at least half-time and for an additional six months after you cease to be enrolled at least half-time.
  • You may prepay your loans in full at any time or pay more than the monthly repayment amount due without penalty.
  • About 4-6 weeks after the first disbursement of your loan, your Federal Loan Servicer will mail a disclosure statement that will include their contact information and web address or, go to National Student Loan Data System (NSLDS) to find your Servicer's contact information.
  • Register online at your Federal Loan Servicer's web site and check for detailed repayment information and deferment, forbearance, or consolidation options.

Additional information is available on the U.S. Department of Education's Repaying Your Loans page.


Apply for a Federal Direct Stafford Graduate PLUS Loan:


Federal Loan Servicer


Your loan account will be assigned to one of the Federal Loan Servicers. A loan servicer is a company that handles the billing and other services on your federal student loan. The loan servicer will work with you on repayment plans and loan consolidation and will assist you with other tasks related to your federal student loan.

It is important to maintain contact with your loan servicer, so register for free at your Servicer's web site to access your account. If your circumstances change at any time during your repayment period, your loan servicer will be able to help. Register for free on the Servicer's web site.​​​​​

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