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Financial Aid

 

Federal Grad PLUS Loan

Financial Aid Office


The Federal Direct Graduate PLUS Loan is awarded by the Financial Aid Office to qualified graduate/professional students enrolled at least half-time in an eligible degree or certificate program to pay for their educational costs.

The University of Colorado Denver|Anschutz Medical Campus requires students to submit a FAFSA to determine their eligibility for the Direct Graduate PLUS Loan and other types of financial aid.

Additional information is available on the U.S. Department of Education's Federal Direct PLUS Loan page.

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Eligibility Requirements

  • Must be enrolled at least half-time in an eligible graduate or professional degree program.
  • Must be a U.S. citizen or eligible non-citizen (see Student Aid Eligibility).
  • Cannot be in default on any federal student loan or owe a refund on a federal student grant
  • Must have a valid U.S. social security number
  • Male student must be registered with the Selective Service, if required. You can check requirements at sss.gov.
  • Continuing students must meet the CU Denver|Anschutz Medical Campus Satisfactory Academic Progress (SAP) standards
  • Must have an acceptable credit history. A credit check will be performed during the application process. Examples of adverse credit include:
    • Bankruptcy
    • Delinquent debt of 90 days or more
    • Foreclosure
    • Loan default
    • Repossession
    • Tax Lien
    • Wage Garnishment
    • Write-off of Title IV federal loan debt within preceding 5 years of PLUS Loan application
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Benefits and Features

  • Click here​ for the Direct Loan interest rate and origination (processing) fee.
  • The Direct PLUS Loan can be consolidated with other federal loans
  • You have a single contact for everything from application to repayment
  • Flexible repayment options
  • There are no pre-payment penalties
  • The maximum loan amount is the student’s cost of attendance or budget minus any other financial aid received.

Loan Requirements

Credit Check:

  • Direct Loan Servicing will run a credit check and notify you of the results.
  • If your application is not approved, you will be able to choose from one of the four options listed below. You may contact Direct Loan Applicant Services at 800-557-7394 for the credit check results and to discuss your options.

Loan Disbursement

PLUS Loan funds will first be applied to your University account to pay tuition, fees and other institutional charges. Any remaining funds will be refunded to you by the Bursar's Office.


Loan Repayment

  • Your Direct PLUS Loan enters repayment once your loan is fully disbursed (paid out). However, if you are a graduate or professional student, your loan will be placed into deferment while you are enrolled at least half-time and for an additional six months after you cease to be enrolled at least half-time.
  • You may prepay your loans in full at any time or pay more than the monthly repayment amount due without penalty.
  • About 4-6 weeks after the first disbursement of your loan, your Federal Loan Servicer will mail a disclosure statement that will include their contact information and web address or, go to National Student Loan Data System (NSLDS) to find your Servicer's contact information.
  • Register online at your Federal Loan Servicer's web site and check for detailed repayment information and deferment, forbearance, or consolidation options.

Additional information is available on the U.S. Department of Education's Repaying Your Loans page.

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Apply for a Federal Direct Stafford Graduate PLUS Loan:

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