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Financial Aid

 

Student Loans

Financial Aid Office


To assist students with their cost of attendance, a majority of students will need to borrow student loans. Students can borrow student loans up to their cost of attendance. The cost of attendance includes tuition, fees, books/supplies, living allowance and health insurance. Any student loan that will cause your financial aid award to go beyond your cost of attendance will not be approved.

The CU Denver|Anschutz Financial Aid Office believes that a lack of financial resources should not be an obstacle to furthering one’s education. It is important that students and families have confidence in the financial assistance provided by CU Denver|Anschutz. The Student Loan Code of Conduct​ was created to ensure the highest ethical standards and to foster confidence in the Financial Aid Office.

How do I accept or decline my awards in Student Center?

Federal Direct Loans   

Federal Direct Stafford Loans

Federal Direct Stafford Loans are available to undergraduate and graduate students enrolled at least half-time in an eligible degree or certificate program to pay for their educational costs. Borrowers must file a FAFSA to be considered for this loan.

 

Federal Direct Parent PLUS Loan

The Federal Direct Stafford Parent PLUS Loans are available to parents of dependent undergraduate students enrolled at least half-time in an eligible degree or certificate program to pay for their educational costs.

Federal Direct Stafford Graduate PLUS Loan   

Federal Direct Graduate PLUS Loan

The Graduate PLUS Loan is a low interest (7.9% fixed), federally guaranteed loan program available to graduate or professional students enrolled at least half-time in an eligible degree or certificate program to pay for their educational costs.

Federal Direct Stafford Loan Requirements 

Federal Loan Counseling

Before receiving your first Direct Stafford Loan at the University of Colorado Denver | Anschutz Medical Campus, the U.S. Department of Education requires that you complete the online Loan Entrance Counseling and Master Promissory Note (MPN).

Federal Perkins Loan 

Federal Perkins Loan

Federal Perkins Loan is a low interest rate (5% fixed) loan available to undergraduate and graduate students enrolled at least half-time in an eligible degree or certificate program to pay for their educational costs. Borrowers must demonstrate financial need through their FAFSA to be considered for this loan.

Alternative Student Loans   

Alternative Student Loan

An alternative, or private, student loan, is a credit based supplemental education loan by private lenders to help “fill the gap” between your cost of attendance (COA) and what the Financial Aid Office can award. Because alternative student loans are not subsidized by the federal government, they generally have a higher interest rate than federal loans. Students may be required to apply with a co-borrower.

Garman Short Term Loan Fund   

Garman Short Term Loan Fund

The Garman Short Term Loan Fund was established in 1974 by a bequest from Benjamin Lee Garman. The bequest’s only directive is that the funds be used for loans and that no loan can be made to a student who “interferes with or disrupts the teaching activities of such university by direct action rather than orderly processes.”

Institutional Loans 

Institutional Loans

Anschutz Medical Campus Students Only

Institutional Loans are funds that have been provided by various donors to the University of Colorado Anschutz Medical Campus and awarded by the Financial Aid Office. Eligibility, terms and conditions vary by loan.

Residency and Relocation Loans 

Residency and Relocation Loans

Anschutz Medical Campus Students Only

Students enrolled in dentistry, medicine, pharmacy and certain other disciplines may be eligible for a Residency/Relocation Loan. Residency loans are private loans that are for expenses related to for interviews and relocating for a residency or internship.

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