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Financial Aid

 

Federal Stafford Loan

Financial Aid Office

Federal Direct Stafford Loans are awarded by the Financial Aid Office to eligible undergraduate and graduate students enrolled at least half-time in an eligible degree or certificate program to pay for their educational costs. Borrowers must file a FAFSA to be considered for this loan.

These loans may be subsidized (undergraduate students only) or unsubsidized depending on your need as determined by information on your FAFSA. The federal government will pay the interest on subsidized loans while you’re in school, for the first 6 months after you graduate or leave school, and any periods of deferment. Interest on unsubsidized loans will start accruing at the time of each disbursement.

For information on federal loan programs, please refer to Your Federal Student Loans. The Entrance Counseling gives you the borrower's rights and responsibilities. Your Master Promissory Note includes the terms and conditions of the loan.

Is this your first loan at the University of Colorado Denver|Anschutz Medical Campus?

New loan borrowers must:

  1. Complete the online Entrance Counseling and Master Promissory Note (MPN) at studentloans.gov.
  2. Select University of Colorado Denver, school code 004508, as your college.
  3. Retain a copy of your master promissory note. Make sure that you click the Submit button to send the MPN to Direct Loan Servicing.
  4. Your lender will be one of the Federal Loan Servicers. If you need to view your loan acccount or loan status, obtain repayment information or deferment/forbearance information, please contact your Servicer. You can locate your Servicer's contact information on the loan statement that they send you, or go to NSLDS.ed.gov.
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Eligibility:

        • Must be enrolled at least half-time in an eligible undergraduate, graduate or professional degree or certificate program.
        • Cannot be in default on any federal student loan or owe a refund on a federal student grant
        • Must have a valid social security number
        • Must be a U.S. citizen or eligible non-citizen (see Student Aid Eligibility)
        • Must be registered with the Selective Service, if required
        • Continuing students must meet the CU Denver|Anschutz Medical Campus Satisfactory Academic Progress (SAP) standards
        • Must not have drug-related offenses

Loan Features

Interest Rates (fixed):

 

 Subsidized Unsubsidized
Undergraduate 3.4 6.8
Graduate eff. 7/1/2012 not available 6.8
Loan Fee:

Effective July 1, 2013, the U.S. Department of Education will charge a 1.051% loan origination fee for processing your subsidized & unsubsidized loans. This fee is deducted proportionately from each disbursement of your loan. The loan fee will be shown on disclosure statements that will be issued to you. (The origination fee up to June 30, 2013 is 1%.)

Loan Limits

DEPENDENT UNDERGRADUATE:
Subsidized Combined

First Year

 up to $3,500 $5,500

Second Year

 up to $4,500 $6,500

Third, Fourth, and Fifth Year

 up to $5,500 $7,500
INDEPENDENT UNDERGRADUATE & dependent students whose parents are unable to borrow Federal Parent PLUS Loan:
Subsidized Combined

First Year

 up to $3,500 $9,500

Second Year

 up to $4,500 $10,500

Third, Fourth, and Fifth Year

 up to $5,500 $12,500
GRADUATE: Subsidized Unsubsidized
eff. 7/1/2012 not available $20,500
HEALTH PROFESSIONAL: Subsidized Unsubsidized
Public Health/Pharmacy
        • 9-month budget
 eff. 7/1/2012 not available $33,000
        • 12-month budget
 eff. 7/1/2012 not available $37,167
Medicine (MD only) & Dental Medicine (DDS only)
        • 9-month budget
 eff. 7/1/2012 not available $40,500
        • 10-month budget
 eff. 7/1/2012 not available $42,722
        • 12-month budget
 eff. 7/1/2012 not available $47,167

NOTE: The amount of financial aid you are awarded cannot exceed your cost of attendance. Your loan eligibility may be reduced upon receipt of other resources (i.e., scholarship, tuition waiver, etc.).

Loan Proration

The annual maximum loan amount an undergraduate student may borrow must be prorated in certain situations, including:

  • when the student is enrolled in a program that is shorter than a full academic year; and
  • when the student is enrolled in a program that is one academic year or more in length, but is in a remaining period of study that is shorter than a full academic year.
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National Student Loan Data System (NSLDS):

Your loan information will be submitted to the National Student Loan Data System (NSLDS), and will be accessible by guaranty agencies, lenders, and institutions determined to be authorized users of the data system. You can access your loan record by clicking Financial Aid Review and following the instructions. You will need your social security number and FAFSA PIN to log in.

Repayment

  • Payments are deferred while you’re in school. Interest will continue to accrue on the unsubsidized loan even if you are granted a deferment on the loan.
  • 6-month grace period before repayment begins
  • You may prepay your loans in full at any time or pay more than the monthly repayment amount due without penalty.
  • Check your account online at your Servicer's web site for detailed repayment information and deferment or forbearance, and consolidation options. Your Servicer's statement will also have their contact information and web address or go to National Student Loan Data System (NSLDS) to find your Servicer's information.
  • More information is available on Student Aid on the Web under Repaying Your Loans.

Contact Information

Bursar's Office

Physical locations

Anschutz Medical Campus

Education 2 North
Phone: 303-724-8032
Email: bursar@ucdenver.edu Office hours: 8:30am - 5:00pm (Monday - Friday)
Central cashier hours: 8:30am - 4:30pm (Monday - Friday)

Denver Campus

1200 Larimer Street
North Classroom, Room 1001
Phone: 303-556-2710
Email: bursar@ucdenver.edu
Office hours: Office hours: 8:00am - 5:00pm (Monday - Friday)

Student Debt Management

(Same locations as above)
Phone: 303-556-2937
Toll free: 1-866-862-0121
Tuition collections: 303-556-2303

Mailing addresses and additional office information »

Financial Aid Office

Physical locations

Anschutz Medical Campus

Education 2 North, 3rd Flr
Phone: 303-724-8039
Email: financial.aid@ucdenver.edu
Office hours: 8:00am - 5:00pm (Monday - Friday)

Denver Campus

North Classroom
1200 Larimer St, Ste 1030
Phone: 303-556-2886
Email: financialaid@ucdenver.edu
Office hours: 8:00am - 5:00pm (Monday - Friday)

Mailing addresses and additional office information »

Student Service Center

Physical location

Downtown Campus

1200 Larimer Street
North Classroom Building - Room 1003
Phone: 303-556-2710
Fax: 303-556-2299
Office hours: 8:00am - 5:00pm Monday through Friday

Additional office information »

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