To assist students with their cost of attendance, a majority of students will need to borrow student loans. Students can borrow student loans up to their cost of attendance. The cost of attendance includes tuition, fees, books/supplies, living allowance and health insurance. Any student loan that will cause your financial aid award to go beyond your cost of attendance will not be approved.
The University of Colorado Denver | Anschutz Medical Campus Financial Aid Office believes that a lack of financial resources should not be an obstacle to furthering one’s education. It is important that students and families have confidence in the financial assistance provided by the university. The Student Loan Code of Conduct was created to ensure the highest ethical standards and to foster confidence in the Financial Aid Office.
Federal Direct Loans are available to undergraduate and graduate students enrolled at least half-time in an eligible degree or certificate program to pay for their educational costs.
The Federal Parent PLUS Loan is a federally guaranteed loan that parents can borrow to pay for educational costs of a dependent undergraduate student who is enrolled at least half-time in an eligible degree or certificate program.
The Graduate PLUS Loan is a low interest (7.9% fixed), federally guaranteed loan program available to graduate or professional students enrolled at least half-time in an eligible degree or certificate program to pay for their educational costs.
You are required to complete Direct Loan Entrance Counseling before we can process your first Direct and/or Graduate PLUS loan at the university. Students graduating or leaving the university must complete the Direct Loan Exit Counseling.
Federal Perkins Loan is a low interest rate (5%) loan available to undergraduate and graduate students enrolled at least half-time in an eligible degree or certificate program to pay for their educational costs. Borrowers must demonstrate financial need through their FAFSA to be considered for this loan.
The Garman Short Term Loan Fund was established in 1974 by a bequest from Benjamin Lee Garman. The bequest’s only directive is that the funds be used for loans and that no loan can be made to a student who “interferes with or disrupts the teaching activities of such university by direct action rather than orderly processes.”
An alternative student loan, or private educational loan, is a credit based supplemental loan by private lenders to help “fill the gap” between your cost of attendance (COA) and what the Financial Aid Office can award. Because alternative student loans are not subsidized by the federal government, they generally have a higher interest rate than federal loans.
Institutional Loans are funds that have been provided by various donors to the University of Colorado Anschutz Medical Campus and awarded by the Financial Aid Office. Eligibility, terms and conditions vary by loan.
Students enrolled in dentistry, medical, pharmacy and certain other disciplines may be eligible for a Residency/Relocation Loan. Residency loans are private loans that are for expenses related to for interviews and relocating for a residency or internship.