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Did You Know?

Tips & Resources: Student Health Insurance Plan


This tips & resources campaign is provided for CU Anschutz students enrolled in the Student Health Insurance Plan (SHIP) and students who are considering enrollment. Did you know? hints about helpful SHIP benefits are archived on this webpage and are included in the weekly CU Anschutz “Campus Happenings” student e-newsletter. Questions? Contact the Office of Student Health Promotion.

 

Did you know?

What is the difference between co-payment and co-insurance? Co-payment: A fixed amount you pay when you receive a covered health care service. The amount varies by the type of service.
Co-insurance: Your share of the costs of a covered health care service, calculated as a percentage of the allowed amount for the service. You pay co-insurance plus any deductibles you owe. For example, if the health insurance allowed amount for an office visit is $100 and you've met your deductible, your co-insurance payment of 20% would be $20. The insurance pays the rest of the allowed amount.
For more insurance terms, visit the UnitedHealthcare glossary​

Students enrolled in the Student Health Insurance Plan (SHIP) receive routine eye exam benefits: Enrollees are subject to a $25 copay per visit and receive up to $300 maximum per policy year for exams, hardware, contact lenses, and/or glasses.


Submitting a claim through the Student Health Insurance Plan (SHIP) is simple: Claims can be mailed to the submission address listed on the back of your ID card, which can be accessed online. In addition, students can access the Claim Information Form from the Insurance Forms page​ which provides an email address where scanned claims can be submitted. For additional help, contact UHCSR Customer Service: 1-800-767-0700


The Student Health Insurance Plan (SHIP) offers access to Optum Rx: Optum Rx can be useful for viewing your benefits or finding out the price of a prescription before you have it filled. To access, visit ‘View Prescription Plan’ in your UHCSR MyAccount​ and click ‘Pharmacy Locator’. It’ll take you right to Optum Rx!.


The Student Health Insurance Plan (SHIP) offers powerful health resources to support your wellness goals: Those enrolled in student health insurance have access to Live and Work Well, a resource where students can take health risk assessments, participate in personalized self-help programs & use health estimators to calculate target heart rate and BMI. Simply create an account and build your way to wellness.


All students have access to BetterHelp behavioral telehealth counseling: BetterHelp offers groupinars 5-10 times a week covering topics including depression, stress, career and relationships. Students covered by UnitedHealthCare can enjoy this benefit free of charge and non-covered students may join for a monthly fee. Certified BetterHelp counselors can also provide one-on-one services through text, live chat, phone or video communications.


Students enrolled in the Student Health Insurance Plan have 24/7 access to physicians via phone & video: The HealthiestYou national telehealth service is available to students enrolled in SHIP at no charge and is especially helpful for minor illnesses including things like allergies, sore throat & pink eye. Based on the condition being treated, the physician can also prescribe medications, saving you a trip to the doctor’s office! Check out the service online. There’s even a HealthiestYou Mobile App. 


All students have access to BetterHelp virtual counseling: BetterHelp is a behavioral telehealth service providing access to professional licensed counselors through ongoing text communication, live chat, phone or video. You can be matched with a certified counselor in under 24 hours! Students enrolled in the Student Health Insurance Plan (SHIP) receive this benefit at no charge. Students who aren’t enrolled are welcome to participate for a monthly fee.


UnitedHealthCare offers a free Health Insurance 101 resource: If you’ve recently come off your parent’s health insurance plan or simply have questions about health insurance, start here to learn more!


Massage therapy is covered under student health insurance. Students enrolled in UnitedHealthCare Student Health Insurance receive acupuncture and massage therapy benefits up to $500 per policy year, reimbursed at 80 percent. Search the provider network for a local massage therapist from the UnitedHealthCare insurance page or the UHCSR Mobile App.

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Office of Student Health

Phone: 303-724-7674

Street Address: Education II, North, Room #3213

E:mail: CUAnschutzStudentInsurance@ucdenver.edu

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