2018-2019 Academic Year
Waiving Health Insurance:
If you do not wish to receive health insurance through the Student Health Insurance Program, use the waiver portal to waive your coverage before the 2018-2019 Fall Waiver Deadline, September 28.
All students enrolled in one or more hours in a degree-seeking or financial aid eligible certificate program are required to have insurance. As a result, all students taking one or more credit hours are automatically enrolled in and billed for the Student Health Insurance Plan. If you have a comparable insurance, you may qualify to waive the Student Health Insurance Plan.
You must have comparable coverage from another carrier in order to waive the Student Health Insurance Plan. That coverage must meet several requirements in order to be considered comparable. If your plan does not meet these requirements, your waiver request will be denied and you will be enrolled in the Student Health Insurance Plan.
Waiver requests must be submitted no later than midnight on the posted deadline date. NO waivers will be accepted after the waiver portal closes; you will be enrolled in the Student Health Insurance Plan and your account will be billed accordingly.
If your waiver request is approved, the insurance charge will be removed from your account within five business days.
To determine if your health insurance plan qualifies to waive student health insurance, your current plan must meet ALL of the following requirements:
(Short Term Medical, CICP, Medical Sharing Plans, and Student Select Plans DO NOT qualify)
Does your plan have In-Network non-emergent care providers in the Denver metropolitan area (OR, in your local area for online-only students)?
Is your In-Network deductible less than or equal to $7,350/single or $14,700/family?
Does your plan have Mental Health parity (i.e. covers mental health as any other sickness)?
Does your plan cover Preventative Care at 100% with no cost to the insured?
Does your plan cover pre-existing conditions?
- Does your plan cover prescriptions?
Does your plan meet Minimum Essential Coverage as defined under the Affordable Care Act? Will your plan provide to you a 1095B indicating that you maintained and met the mandate for continuous coverage?
Students on a J-1 Visa please contact the Office of Student Health Promotion for guidelines or to review the waiver policy.
If you are unsure if your plan qualifies to waive the Student Health Insurance Plan, please contact the Office of Student Health Promotion.