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Waiving Student Health Insurance

Anschutz Medical Campus Student Health


2017-2018 Academic Year 

The waiver portal is open select dates​ each academic year. All students will receive an email when the waiver portal is open. When you receive this email notification, please click on the link in the email to take you to the waiver portal. The 2017-2018 Summer waiver deadline for new students is June 15th, 2018. 

To determine if your health insurance plan qualifies to waive student health insurance, your current plan must meet ALL of the following requirements:
(Short Term Medical, CICP, Medical Sharing Plans, and Student Select Plans DO NOT qualify) 

  • Does your plan have In-Network non-emergent care providers in the Denver metropolitan area (OR, in your local area for online-only students)?

  • Is your In-Network deductible less than or equal to $3,000/single or $6,000/family?

  • Does your plan have Mental Health parity (i.e. covers mental health as any other sickness)? 

  • Does your plan cover Preventative Care at 100% with no cost to the insured? 

  • Does your plan cover Pre-Existing Conditions? Maternity? Transgender Services? (If you answer “no” to any of the three questions, you must answer “no.” Unless your policy specifically excludes transgender services in writing, your insurance will provide these services.)

  • Does your plan cover prescriptions? 

  • Does your plan meet Minimum Essential Coverage as defined under the Affordable Care Act? Will your plan provide to you a 1095B indicating that you maintained and met the mandate for continuous coverage?


Waiver FAQ's
When is the deadline to waive Student Health Insurance if I have coverage through an outside provider?
  • Waivers must be submitted no later than midnight on the posted deadline date. NO waivers will be accepted after the waiver portal closes and you will be enrolled in the Student Health Insurance Plan with annual coverage.

  • The deadline to waive for the 2017-2018 academic was September 8, 2017.

  • The deadline for students starting in Summer 2018 to waive for the remainder of the 2017-2018 academic year is June 15th, 2018. 

  • Annually, the waiver portal will be open in late summer and all students will receive an email when the portal is open. All students must waive each fall semester if they have comparable coverage.

Once I submit my waiver application and it is approved, when can I expect the charge to come off of my student account? 

  • It takes up to five business days for the charge to drop off of your student account after a successful waiver submission. 

Do I need to carry insurance?
  • All students enrolled in one or more hours in a degree-seeking or a financial aid eligible certificate program are required to have insurance. As a result, all students taking one or more credit hours are automatically enrolled in and billed for the Student Health Insurance Plan. If you have a comparable insurance, you may qualify to waive the Student Health Insurance Plan.
Do I qualify to waive the Student Health Insurance?

Your insurance plan must meet several requirements in order to waive the Student Health Insurance Plan and show comparable coverage. If your plan does not meet these requirements, you will be enrolled in the Student Health Insurance Plan.

Comparable coverage means that your health plan meets ALL of the following waiver criteria (Short Term Medical, CICP, and Student Select Plans DO NOT qualify)

·       Does your plan have In-Network non-emergent care providers in the Denver metropolitan area?  

·       Is your In-Network deductible $3,000 single or a $6,000 family deductible or less? 

·       Does your plan have Mental Health parity (i.e. covers mental health as any other sickness)? 

·       Does your plan cover Preventative Care at 100% with no cost to the insured? 

·       Does your plan cover Pre-Existing Conditions? Maternity? Transgender Services? (*If you answer “no” to any of the three questions, you must answer “no.” Unless your policy specifically excludes transgender services in writing, your insurance will provide these services.*)  

·       Does your plan cover prescriptions? 

·       Does your plan meet Minimum Essential Coverage as defined in PPACA? Will your plan provide to you a 1095B indicating that you maintained the appropriate coverage to meet the mandate for coverage? 

Students on a J-1 Visa please contact the Office of Student Health Promotion for guidelines or to review the waiver policy. 

If you are unsure if your plan qualifies to waive the Student Health Insurance Plan, please contact the Office of  Student Health Promotion.

    Office of Student Health

    Phone: 303-724-7674

    Street Address: Education II, North, Room #3213

    E:mail: CUAnschutzStudentInsurance@ucdenver.edu

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