Deadlines
Waivers must be postmarked or received no later than the deadline.
INCOMPLETE OR LATE WAIVERS WILL NOT BE ACCEPTED!
Frequently Asked Questions
Do I need to carry insurance?
All students enrolled in five or more hours in a degree-seeking program are required to have insurance. As a result, all students taking five or more credit hours are automatically billed for the Student Health Insurance Plan. If you have a comparable insurance, you may qualify to waive the Student Health Insurance Plan. If you are registered for fewer than five hours and do not wish to enroll in the Student Health Insurance, you do not need to waive the insurance.
How do I waive the Student Health Insurance?
The Student Health Insurance may not be the best insurance option for you. We have worked hard to create the best plan possible, however, some students already have satisfactory insurance through an employer, spouse, parent or community. In that case, you probably want to waive the Student Health Insurance charges on your bill.
Step 1 - Determine if your plan qualifies waiver
Your insurance plan must meet several requirements in order to waive the Student Health Insurance Plan. If your plan does not meet these requirements, you will be enrolled in the Student Health Insurance Plan.
Comparable Coverage means that your health plan meets ALL of the following waiver criteria (Short Term Medical, CICP, and Student Select Plans DO NOT qualify):
- The annual deductible must be no more than $1,000 per Plan Year (HSA’s are not allowable); and
- There is no less than a $1,000,000 lifetime maximum; and
- Co-insurance is not more then 30%, if applicable; and
- Coverage must include comprehensive services (inpatient and outpatient benefits ($10K or more per injury or sickness for outpatient benefits) in the State of Colorado; and
- Coverage must not be for Emergency Services only (Hospital only and accident only plans (CICP) Accident Only, Short Term Medical & Student Select plans do not qualify; and
- Coverage must include outpatient mental health benefits of at least 10 visits per year, at a 50% or higher co-insurance level; and
- Coverage must include inpatient mental health benefits at a payment of 50% up to $10,0000 per year; and
- Coverage must include retail pharmacy benefits.
If you are unsure if your plan qualifies to waive the Student Health Insurance, feel free to contact the Student Insurance Office.
Step 2 - Obtain a copy of your plan's schedule of benefits
This documentation should be printed in a policy brochure or can be requested from your insurance company Customer Service department. The schedule of benefits must show that your plan meets the requirements to waive the Student Health Insurance Plan listed in Step 1. Incomplete documentation will not be accepted. Even if you have submitted this documentation in the past you must do so every fall. The selection you make in the fall will carry over to the spring term so you will not need to do anything in the spring unless you would like to select the insurance at that point if you have been involuntarily dropped from other group coverage.
Step 3 - Obtain a waiver form UCD-AMC_StudentEnrollment2011-12.pdf.
Waiver forms are automatically sent to all students who are enrolled in five or more hours for the Fall. Waiver forms are mailed in July. If you do not receive a waiver form by the end of July, go to the Student Insurance Office to pick one up or print the Selection/waiver and return it to the Student Insurance Office.
Step 4 - Complete and mail the waiver form.UCD-AMC_StudentEnrollment2011-12.pdf
If you wish to waive the Student Health Insurance you must complete the waiver form and submit a copy of your plan's summary of benefits. - The from must be filled out completely including your student ID not your SSN.
- Incomplete forms will be returned.
- Attach a copy of the front and back of your insurance card and the summary of benefits from your insurance company to the form.
- Bring the waiver form to the Student Insurance Office, or mail it to:
- Student Insurance Office, Ed II North, Room 3208
13120 E 19th Ave., Mail Stop A035
- Aurora, CO 80045