Waivers must be submitted no later then midnight on the deadline date.
INCOMPLETE OR LATE WAIVERS WILL NOT BE ACCEPTED!
- Waiver deadline for Fall 2012 term: September 1, 2012
Frequently Asked Questions
Do I need to carry insurance?
All students enrolled in five or more hours in a degree-seeking program are required to have insurance. As a result, all students taking five or more credit hours are automatically billed for the Student Health Insurance Plan. If you have a comparable insurance, you may qualify to waive the Student Health Insurance Plan. If you are registered for fewer than five hours and do not wish to enroll in the Student Health Insurance, you do not need to waive the insurance.
How do I waive the Student Health Insurance?
The Student Health Insurance may not be the best insurance option for you. We have worked hard to create the best plan possible, however, some students already have satisfactory insurance through an employer, spouse, parent or community. In that case, you probably want to waive the Student Health Insurance charges on your bill.
Step 1 - Determine if your plan qualifies waiver
Your insurance plan must meet several requirements in order to waive the Student Health Insurance Plan. If your plan does not meet these requirements, you will be enrolled in the Student Health Insurance Plan.
Comparable Coverage means that your health plan meets ALL of the following waiver criteria (Short Term Medical, CICP, and Student Select Plans DO NOT qualify):
- The annual deductible must be no more than $1,000 per Plan Year (HSA’s are not allowable); and
- There is no less than a $1,000,000 lifetime maximum; and
- Co-insurance is not more then 30%, if applicable; and
- Coverage must include comprehensive services (inpatient and outpatient benefits ($10K or more per Sickness or Accident for outpatient services) in the State of Colorado and benefits cannot be for Emergency Services only (Hospital Only (CICP), Accident Only, Short Term Medical & Student Select plans do not qualify); and coverage must not be an alternative to health insurance, such as a medical share plan; and
- Coverage must include outpatient mental health benefits of at least 10 visits per year, at a 50% or higher co-insurance level; and
- Coverage must include inpatient mental health benefits at a payment of 50% up to $10,0000 per year; and
- Coverage must include retail pharmacy benefits, both generic and brand drugs with an Annual Rx Deductible that does not exceed $1,000 per year.
If you are unsure if your plan qualifies to waive the Student Health Insurance, feel free to contact the Student Insurance Office.
Step 2 - Obtain your insurance card
The information needed to waiver the Student Insurance will be listed on your insurance card. If there are any problems with the information listed then my office will contact you directly. It can take up too two weeks to verify your other coverage and we ask that if you are trying to check the status of your waiver to please look at your on-line tuition account. Once the waiver has been processed the charge for the Student Insurance will be removed from you account.