There are many misconceptions about what college actually costs. Direct costs, such as tuition and fees, are obvious components of your investment – but often overlooked are indirect costs such as books and supplies, healthcare, and cost of living (room/board, personal transportation, and personal). Approximately $2,200 per month is included in your cost of attendance to utilize towards living expenses while students are enrolled at least half-time. Students are strongly encouraged to carefully review their expenditures to determine an appropriate amount to borrow for living expenses. Reducing the principal amount borrowed to pay for schooling expenses, including living expenses, will directly impact your overall indebtedness. Our Money Matter$ page has free resources available to help you plan your personal spending.