Eligible residents and fellows have group term life insurance. No proof of good health is required. You must however, complete the Life Insurance Beneficiary Designation Form and list your beneficiary(ies). This policy is for the resident or fellow only and is not available for other family members. The policy has no cash value.
- $50,000 term life insurance
- Additional $50,000 for accidental death or dismemberment
- Accelerated benefits if diagnosed with terminal illness and meet eligibility requirements
- Coverage terminates on the last day of your training
Review Coverage Details - Certificate of Life Insurance
The carrier will make payment to the most recently named beneficiary if you die while insured under this coverage. The beneficiary is the person you named on the Life Insurance Beneficiary Designation Form. Definitions and instructions regarding beneficiaries are on the Life Insurance Beneficiary Designation form.
To Change Beneficiaries:
Complete and print the Life Insurance Beneficiary Designation Form. After you sign and date the form, scan and email it to firstname.lastname@example.org, or fax to Attention: Benefits at 303-724-6034. PLEASE remember to update your beneficiary selection as life changes occur.
The Accelerated Benefit allows you to receive an early payout of a portion of your group life insurance benefit if you are diagnosed with a terminal illness and meet eligibility requirements.
Accidental Death and Dismemberment Insurance (AD&D):
In addition to basic life insurance coverage, this policy provides you with $50,000 in Accidental Death and Dismemberment (AD&D) coverage. Accidental death benefits are payable to your named beneficiary if you die from an accidental bodily injury while insured under this coverage. Accidental dismemberment benefits may be payable if you suffer a covered dismemberment. The AD&D coverage may also help protect against certain financial losses resulting from a variety of accidents.
As a participant in this group life insurance, you also have Travel Assistance.
Conversion and Portability Information for Exiting Residents - Click Here