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Loans Repayment/Debt

 

Perkins Loan Rehabilitation Information

Student Debt Management


If you default on your Federal Perkins Loan, you may rehabilitate your defaulted loan by requesting the rehabilitation and by making an on-time, monthly payment, as determined by the University, each month for twelve (12) consecutive months.

The advantages of successful loan rehabilitation:

  • You will again be subject to the terms and conditions of the original promissory note.
  • You will qualify for the benefits and privileges of your original promissory note (i.e. deferment, forbearance and cancellation benefits).
  • The default will be removed from your credit history.
  • You will have an additional nine years to repay the remaining balance in full. You can rehabilitate a defaulted Federal Perkins Loan only once.

If you are interested in loan rehabilitation, please contact the Student Debt Management Office at 303-315-1828.

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